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Employee Group Plans: Group BasicBlue®
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Take care of your employees
... and your company's bottom line.
Traditional Fee-for-Service Plan
Health insurance coverage for your employees does NOT have to come with a big price
tag. Now there's a group health insurance policy offered by Arkansas Blue Cross
and Blue Shield that provides solid coverage at a more affordable price —
Group BasicBlue.
Group BasicBlue is designed so your company can provide basic health insurance for
your employees, at a more affordable cost for your business. So if you think you
no longer can shoulder the cost of health insurance for your employees, take a look
at Group BasicBlue. It can help you take care of your employees, while you take
care of your bottom line.
It's a more affordable way to fill your basic need for health insurance.
Our Group BasicBlue health insurance policy provides essential coverage for your
employees at a much lower cost to you. This health plan provides a $1 million lifetime
maximum benefit for covered services and coverage for benefits such as:
- Inpatient and outpatient hospital care
- Physician services for inpatient
and outpatient hospital care
- Catastrophic major medical coverage
- Ambulance
services
- Chemotherapy and radiation therapy
- Durable medical equipment
-
Physical, speech and occupational therapy
(See Benefits at a Glance for details.)
Coverage for physician office visits and prescription drugs may be added.
You can enhance your employees' Group BasicBlue coverage with two important riders:
- The physician office visits rider extends their coverage to include physician office
visits with a $35 copayment.
- The prescription drugs rider adds valuable prescription drug benefits to their coverage.
(See Benefits at a Glance for details.)
Even by adding these two options, the cost for total coverage is less expensive
than most major medical plans.
Employees may choose any doctor or hospital.
With Group BasicBlue, your employees are not required to choose physicians, specialists
and hospitals from a predetermined list. They have the freedom to use any health
care provider.
However, they can save money by selecting a health care provider listed in
The Blue Book, a directory of health-care facilities, physicians and other
medical professionals who have agreed to offer their services at predetermined fees.
Employees may choose any doctor or hospital.
Also, participating providers will file claims for you, so there is less paperwork
and less hassle.
Count on the stability and reliability of Arkansas Blue Cross and Blue Shield.
Group BasicBlue provides you with an affordable way to enjoy the advantages of the
state's leading health-care insurer. An Arkansas-based company with more than 50
years of experience, Arkansas Blue Cross has a well-earned reputation for financial
stability, reliability and superior service.
You'll also appreciate the convenience of our seven local offices throughout the
state, along with our "customer-first" approach to doing business.
IMPORTANT NOTE:
This policy has exclusions, limitations and terms under which the policy may be
continued in force or discontinued. For costs and complete details of the coverage,
call or write your insurance agent or the company (whichever is applicable).
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