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Individuals and Families: BlueCare Dental
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Take the pain out of dental costs.
For people without dental insurance, cost often stands in the way of getting the
care they need to maintain the health of their teeth and gums. Even for routine
preventive care, a trip to the dentist's office could mean a substantial amount
of money out of your pocket.
BlueCare Dental, a dental insurance policy from Arkansas Blue Cross and Blue
Shield, helps to keep quality dental care within reach.
Here's what you get. . .
Preventive care is covered with no deductible and no waiting period.
That means you can benefit from your BlueCare Dental coverage immediately.
Additional minor and major restorative services are covered after
you meet a $50 annual deductible.
The chart below shows how BlueCare Dental lowers your out-of-pocket costs every
time you or a covered family member visits the dentist.
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Service
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Coverage
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Deductible
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Waiting Period
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PREVENTIVE
Initial and Periodic Exams
Routine Prophylaxis
Fluoride Treatments
X-Rays
Sealants
Emergency Treatment
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80%
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None
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None
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MINOR RESTORATIVE SERVICES
Fillings
Simple Extractions
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80%
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$50*
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6 Months
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MAJOR RESTORATIVE SERVICES
Endodontics (Root Canals) Oral Surgery
Surgical Extractions
Inlays, Onlays, Crowns
Bridges
Partials and Dentures
Periodontics
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50%
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12 Months
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* This is a single $50 annual deductible. You do NOT have to meet a $50 deductible
under Minor Restorative Services AND a $50 deductible under Major Restorative Services.
ANNUAL MAXIMUM BENEFITS: $1,000 per
member
Who is eligible?
Application for BlueCare Dental is open to all Arkansas residents, age 64 or younger.
If you have had BlueCare Dental coverage within the past 12 months, you are not
eligible to apply at this time.
How much does it cost?
BlueCare Dental offers affordable rates for you and your family.
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Monthly Premium
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- Individual under age 19
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$17.30 |
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Individual age 19 through 64 |
$27.60 |
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Individual and spouse |
$55.20 |
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Individual and child(ren) |
$54.00 |
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Individual, spouse and child(ren) |
$81.60 |
You're free to use any dentist.
With BlueCare Dental, you're not required to choose a dentist from a predetermined
list. You have the freedom to use the dentist you wish. Just remember that it's
to your advantage to use
dentists who contract with Arkansas Blue Cross and Blue Shield. These dentists
will not bill you for charges in excess of our allowable charges, up to the benefit-year
maximum. (Once the benefit-year maximum has been met, every dentist is free to bill
their charges.)
Complete an online application for BlueCare Dental coverage. Approximately 10 days after we
have approved your BlueCare Dental application, you will receive an ID card reflecting your
effective date.
Free Informational Packet
Order Free Informational
Packet
For More Information
Call: 1-800-392-2583 (8 a.m. - 5 p.m.)
E-mail: questions@arkbluecross.com
BENEFITS AND SERVICES NOT INCLUDED FOR:
Orthodontic services, procedures or supplies not Dentally Necessary; services or
procedures not prescribed or rendered by a dentist; services or supplies collectible
under Worker's Compensation or any law providing benefits for dependents of military
personnel; services for conditions which treatment is provided by federal or state
government or are provided without cost; intentional self-inflicted injuries; accidental
injuries; injuries or diseases caused by war; cosmetic services; prescription drugs;
local or block anesthesia when billed separately; experimental or investigational
services; services provided by an immediate relative.
IMPORTANT NOTE:
Dependent children who turn age 19 and divorced dependents may continue their coverage
by completing a new BlueCare Dental application within 30 days of becoming ineligible
for coverage under their existing policy. At that time, the policyholder will be
credited for any met waiting periods and will begin a new benefit year; however,
credit will not be given for a met deductible.
Note: This policy has exclusions, limitations and terms under which
the policy may be continued in force or discontinued.
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