Build your health benefits plan
Our standard plans give you the flexibility you need to pick the plan that best fits your company's needs.
Get excess-loss coverage
An excess-loss coverage policy acts as a safety net to protect you from catastrophic loss. There are two types of excess-loss coverage:
- Specific coverage protects you from excessive claims filed by an individual employee.
- Aggregate coverage protects you from excessive claims filed by your entire group.
Fund your claims
You're responsible for paying for your group's claims. Each month, you'll be billed for next month's expected claims, excess-loss coverage and administration fees. BlueAdvantage will handle the administration of your claims payments.
Share in the savings
Unlike a fully insured plan, you'll have the opportunity to save if your employees’ claims are less than expected. At the end of the year, BlueAdvantage returns 50 percent of your claims surplus.
A healthy workforce is good for business. We have innovative solutions designed to keep your employees healthy and costs down. And it's all included in your plan.
Case management
Navigating the healthcare system can be hard - our case management and chronic condition management nurses can make it easier. Whether recovering from an inpatient stay, a high-risk pregnancy or a chronic condition like asthma, COPD or congestive heart failure, our team of experts will work with your employees to provide education, tools and resources to help them live a healthier life.
Start saving now
Interested in moving to a BlueAdvantage Level Funded plan? Contact your account representative or independent broker.